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What is InsurTech ?

Like the fintech which is transforming the banking sector using technology, InsurTech ( Insurance technology) is about using software technologies to provide insurance services. Goal is to foster innovation for better services at lower cost. Example : peer-to-peer insurance powered by technology etc.,

The promise of InsurTech

Here are 6 key business opportunities in InsurTech by PWC

1) Meet changing customer needs with new offerings
2) Enhance interaction and build trusted relationships
3) Augment existing capabilities and reach with strategic relationships
4) Leverage existing data and analytics to generate risk insights
5) Utilize new approaches to underwriting risk and predicting loss
6) Enable the business with sophisticated operational capabilities

Here are some of the InsurTech companies

Lemonade
Trov
Kasko
ROOT
Snapsheet
Spex
gatherins
Knip
FitSense
MassUp
Cuvva
Everledger

 

 

Reference : https://www.pwc.com/us/en/insurance/publications/assets/pwc-top-issues-insurtech.pdf

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